AppClose, Inc.

PRIVACY POLICY

PLEASE READ THE FOLLOWING PRIVACY POLICY CAREFULLY. BY REGISTERING OR USING APPCLOSE, YOU AGREE THAT WE MAY TRANSFER AND STORE YOUR ACCOUNT INFORMATION IN THE USA, THAT WE MAY PROCESS YOUR DATA IN ACCORDANCE WITH THE FOLLOWING PRIVACY POLICY, THAT YOU AGREE TO BE BOUND BY OUR PRIVACY POLICY, AND THAT YOU WILL ABIDE BY OUR TERMS OF SERVICE.

AppClose, Inc. will never sell any of your personally identifiable information unless the company sells all, or substantially all, of its assets to another company. Except to comply with law, AppClose, Inc. will not initiate contact with, nor share with any third party, any of your contacts from your smartphone’s contact list that you choose to share with us in order to make the App functional. Every user of AppClose has the ability to block or unblock any other user at any time.

AppClose, Inc. and any of its subsidiaries (collectively the "Company"), respects the privacy rights of our users and is committed to protecting the information collected through its mobile application ("App"). We have adopted this privacy policy to explain how we collect, store, and use the information collected in connection with our App (the "Privacy Policy").

WHAT DOES THIS PRIVACY POLICY APPLY TO?

This Privacy Policy applies to the AppClose application as defined in the Terms of Service Agreement and as it relates to you. In addition, the Company may also from time to time add new features, functionality, and services to which this Privacy Policy shall apply.

Please note that this Privacy Policy applies only to information submitted and collected through the App, and may not apply to information that may be collected by the Company outside of the App, such as on the Company’s website. Please check the Company’s privacy policy for its website when you visit that site. In addition, this Privacy Policy does not apply to websites or services maintained by attorneys, law firms, or other organizations, and the Company does not guarantee the security of any personal information disclosed to those third parties. Also, please note that we may hire vendors (agents or contractors) to analyze the App’s functionality and in such cases such vendors will be instructed to comply with this Privacy Policy and held to a high degree of confidentiality restrictions.

We reserve the right to make changes to this Privacy Policy. Please check back from time to time to ensure that you are aware of these changes. If we make a material change to this Privacy Policy, we will notify you here or by means of a notice on our home page at www.appclose.com. Your continued use of the App will signify your acceptance of these changes.

You may choose to voluntarily provide us with various personal information and non-personal information through your use of the App. We also may use "cookies" and other passive technologies to collect certain non-personal information from you in connection with your use of the App, such as the features you use.

WHAT PERSONAL INFORMATION DOES THE COMPANY COLLECT?

Personal information is information that identifies you by any one or more of the following: name, email address, phone number and Unique User Identification of your mobile device and that may be used in connection with App functionality. The Company collects personal information that you submit voluntarily.

The Company reserves the right to collect and store the following information you submit via the App:

Not all information listed above will apply to all accounts, which may have limited functionality and stored history, as determined solely by Company from time to time.

By using the App, you expressly consent to such use of the information you provide us as specified in this paragraph.

WHAT NON-PERSONAL INFORMATION DOES THE COMPANY COLLECT?

In connection with your use of Company’s App, the Company may collect certain non-personal and demographic information. Non-personal information cannot be used to specifically identify you, such as zip code, gender, survey data, Internet Protocol address and such other information.

ELECTRONIC CORRESPONDENCE:

As used in this Privacy Policy, “Electronic Correspondence” is defined as email, text messaging or any other means of communicating that is currently known or may become known in the future. We may provide Electronic Correspondence addresses or forms so users can send us questions or comments, or that can be used to request customer support. In the process of receiving and responding to such requests, we may collect personal information about you, such as your e-mail address or any other personal data contained in the body of your e-mail message. By allowing you to send us these requests, we are not attempting to solicit personal information from you. We only use the information for the purpose of responding to your questions and/or comments or to provide customer support. In some instances, copies of your requests may be kept on file for our records, for quality control purposes, or to provide ongoing support services you have requested. If we have actual knowledge that the person with whom we're communicating is a person under the age of eighteen, we will delete the person's e-mail address and message immediately after responding.

In addition to responding to your Electronic Correspondence and sending you information you have requested, we may send activation emails, texts, and the like, along with other transactional Electronic Correspondence, as necessary. You may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account.

WHAT HAPPENS IF I REFUSE TO PROVIDE MY PERSONAL INFORMATION?

Your refusal to submit personal information may limit your ability to access certain functionality of the App.

DOES YOUR TECHNOLOGY USE COOKIES, TRACK IP ADDRESSES, OR USE OTHER PASSIVE MEANS TO COLLECT INFORMATION?

The Company does not use cookies, web beacons, or similar tracking devices on its website and App and does not collect information that is not personally identifiable except as may be specified in this Privacy Policy and the Terms of Service.

Analytic Metrics Tools and Other Technologies:

Other information that may be passively collected by the Company includes log files that record information about your hardware, product use, or website navigational activity. We may use these log file entries for our internal marketing and demographic studies, so we can constantly improve the App we provide you. Company may use other analytic tools such as those provided by Google and Company is not responsible for how Google may use such information, if at all. Please contact Google to access their privacy policy.

WHO IS COLLECTING MY INFORMATION AND HOW WILL IT BE USED?

When you submit information to the Company via our App, or your information is automatically collected as described in this Privacy Policy, the Company may use the submitted information to provide you with access to our services, and to respond to questions or technical problems. We may also use your personal information for our internal demographic studies, so we can constantly improve the products and services we provide you and to better meet your needs.

Additionally, the Company may be contractually required to share certain information with its third party vendors, including Apple, Inc., Google, Inc., and Dwolla, Inc., as well as other third party vendors that may be added in the future ("Third Party Vendors"). Such shared information may include the processing of, without limitation, timestamps, IP addresses, geo-localization, and unique device identifiers or other data associated with the usage of an application’s functionality for business purposes. To the greatest extent allowed by law, Company specifically disclaims any liability with respect to what type of information is collected by Third Party Vendors, or how its Third Party Vendors use any such information. For further information about how Apple, Inc., Google, Inc., and Dwolla, Inc. handle their Privacy Policies, please visit their respective websites at www.apple.com, Google.com, and Dwolla.com.

WITH WHOM DOES THE COMPANY SHARE MY PERSONAL INFORMATION?

The Company may share your personal information with third parties as described in this Privacy Policy. The Company may share your personal information to fulfill a request you have made, such as requesting customer support. In the event we offer services where your personal information is separately collected and used according to the privacy policy of a third-party, you consent to the sharing of such personal information. In addition, we may share aggregate information (not personal information) regarding usage statistics and user demographics with third parties, but this information will not include personally identifiable information.

We may share your personal information with third parties as may be required by law enforcement or other government officials in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose you or us to legal liability. We also may share your personal information with third parties when we have reason to believe that a disclosure is necessary to address potential or actual injury or interference with our rights, property, operations, users or others who may be harmed or may suffer loss or damage, or when we believe that disclosure is necessary to protect our rights, investigate or enforce our Terms of Service Agreement, combat fraud, and/or to comply with a judicial proceeding, court order, or legal process served on the Company. In addition, in the event of selling all or substantially all the assets of the Company, a merger, acquisition, reorganization, bankruptcy, or other similar event involving all or a portion of the Company, the Company's customer information may be transferred to its successor or assign.

If you open an ipayou™ account, the Company will share certain of your personal information with Dwolla as required to set up your ipayou™ account, link your bank account, make transfers, maintain required records, and as otherwise required to comply with our agreement with Dwolla. Please see our Terms of Service for additional information.

DATA RETENTION

We may retain your personal information in accordance with Section 2 (Account Activity/Retention of Your Information) of the AppClose Terms of Service Agreement or, longer if compelled to do so by law. We will retain and use your personal information as necessary, such as to comply with our legal obligations, resolve disputes, and enforce our agreements. Even if information is changed or deleted on your electronic/mobile device, we will still retain your original uploaded information in our files to resolve disputes, enforce our user agreement, administer our services, comply with technical and legal requirements, and/or other constraints related to the security, integrity and operation of AppClose, as specified in the Terms of Service Agreement.

HOW DO I ASK A QUESTION OR FILE A COMPLAINT?

Any questions or complaints about this Privacy Policy can be filed by contacting our Privacy Policy Administrator via email at support@AppClose.com.